Simplifying disability insurance for employers + employees

Learn

Helps employees understand income protection, how much coverage they need, and why it matters.

ENGAGEMENT + EDUCATION

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Protect

Offers portable, high-quality disability insurance at discounted rates, without medical exams or history questions.

SIMPLIFIED PROCESS

Your system significantly eased the administrative burden by streamlining processes. Your team consistently found ways to mitigate cost increases and expand carrier service.
BENEFITS DIRECTOR, LAW FIRM

Thank you very much for your help and support. We learned so much from you. You went beyond to help us and we appreciate it very much.
PLAN PARTICIPANT, CLAIM TESTIMONIAL

Our System

is a proprietary education and enrollment platform designed to educate employers and employees about income protection. A seamless and customized extension of an Employer’s HR Department at no added cost to the employer.

Our System + Your Brand

Customizable templates let you launch quickly and match your organization’s look and feel.



Website

Information Portal & Custom Calculators



Email

Content based on your policies



Print

Brochures, postcards, and more

Schedule A Demo

Your enrollment system offers more education, information, and benefit details than other brokers I have worked with, and your team did all the heavy lifting. The website, webinars, 1:1 benefit consultations, and bespoke marketing material fit our culture and needs.
HR PROFESSIONAL, PRIVATE COMPANY

The Playbook

is the map to our proven, easy-to-administer system with detailed steps, including our initial analysis, a master calendar, timeline, personalized website, employee communications, forms, and back-end support that we perform.

After the enrollment period concludes, an Enrollment Results Summary and ongoing service are provided to ensure the program continues to run seamlessly.

Schedule A Demo

The support that was provided allowed our small, two-person HR team to roll this program out with extreme ease.
HR PROFESSIONAL, HEALTHCARE SYSTEM

We are proud to have worked with the leading Disability Insurance Carriers in the industry to implement the LEARN + PROTECT System on new cases and in-force cases to increase enrollment.

We Partner With

Leading independent insurance advisors, brokerage houses, consulting firms, insurance carriers, and benefits professionals consistently choose the LEARN + PROTECT System to help their clients.

Our Platform Is Trusted By:

Financial Institutions
Real Estate Firms
Professional Service Partners
Public Companies
Law Firms
Healthcare Systems
Consulting Firms

Your team understands the unique pressures and demands of a law firm and is always willing to accommodate. I look to your account team for advice and consultation frequently. I highly recommend your system to my colleagues at other law firms.
DIRECTOR OF BENEFITS, LAW FIRM

FAQs

Why LEARN + PROTECT?

When we say LEARN + PROTECT, we mean it. Our goal is to educate employees about their current employer-provided disability insurance benefits and to offer them solutions to protect their most valuable asset – their ability to earn an income.

Employees will gain an understanding of their benefits, feel valued by their employer, and be empowered to make decisions to protect their financial self-sufficiency.

Which employees typically benefit most from LEARN + PROTECT?

LEARN + PROTECT will be valued most by the highest-earning employees. Employees with significant earnings often have income not protected by the core, employer-provided disability insurance plan.

We specialize in supporting organizations that have a high concentration of unusually high-income earners & design custom and comprehensive Long Term Disability Insurance plans, ensuring that even the top earners are adequately protected.

That said, our enrollment strategy is designed to elevate the level of engagement among all eligible employees. Even existing plans can be revitalized and reach higher levels of engagement through the LEARN + PROTECT platform.

What does the LEARN + PROTECT enrollment process entail for the employer’s HR/Benefits team?

We handle the planning and communication. We ask that the HR/Benefits team attend a few weekly calls (15 min. each) throughout the implementation, as well as internally distribute 4 to 5 email correspondences.

What information is needed to analyze the current plan?

We will need a copy of the current employer-provided disability insurance plan (summary or policy copy) and an employee census. We will provide you with a census template that includes only non-identifiable data.

Who is behind this education and enrollment platform?

LEARN + PROTECT is powered by TCS Insurance, an insurance advisory firm specializing in disability insurance for growth-minded organizations. TCS has built a reputation for unparalleled, personalized service and expert advice over the past 45 years. LEARN + PROTECT is the collaborative result of seasoned experts from both the broker and insurance company worlds.

What additional costs does the client incur for this service?

We are paid commission directly from insurance carriers at their standard rates. These commissions are split when partnering with brokers or consultants, so there is no additional cost to a client for the services we provide.

I have even more questions!

Great, we have you covered. Contact Us to schedule a call and see a Demo.

I have nothing but positive feedback regarding the white-glove support to our partners and employees. Your team is knowledgeable, patient, responsive, and proactive in supporting our life, disability, and long-term care plans.
HR PROFESSIONAL

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